FAQ For UAE Citizens

What can Energy Gate do for you?

Frequently asked questions

How does my credit history impact my chances of getting approved for an ISA?


We do not base our approval on a particular credit score. However, we will look for major credit issues and will decline if any issues exist.




How long does a Stride ISA last?


A Stride ISA generally lasts 5-7 years from funding based on your graduation date. The repayments stop after 60 months of payments.




How much funding can I get?


Stride offers up to $25,000 in education funding per year.




How are rates calculated?


ISA percentages depend on a number of factors including academic program, college or university, and when a student will start earning an income.




What are the risks to students?


ISAs have a fixed income percentage to make your payments affordable based on your earnings. On the flip side, if a student earns a higher salary than expected, they may end up paying more than they would with a loan. At Stride, we cap the total amount paid at 2 times the amount borrowed to limit this risk for our students.




Will an ISA affect my financial aid?


Nope! Most schools treat ISAs just like private student loans.




Where do I make my ISA payment?


If you are a customer and have questions regarding your ISA repayment, visit our servicing partner, Knowledge Finance.